PRIVACY POLICY

Version of 09-10-2024

A. COLLECTION OF INFORMATION.

Information you provide to us
Information we automatically collect
Information we receive from third parties

B. USE OF PERSONAL INFORMATION.

C. DISCLOSURE OR SHARING OF PERSONAL INFORMATION.

D. RETENTION

E. COOKIES

F. SECURITY

G. PRIVACY POLICY CHANGES

H. VISITORS FROM EUROPEAN UNION.

Legal basis for data processing.
International transfers of personal information. ·
Your rights.

I. HOW TO CONTACT US

J. LANGUAGE.

Note: This privacy policy of www.agroafrikx.com apply to the collection, use and the disclosure of information in connection with the services offered by www.agroafrikx.com.

At www.agroafrikx.com ("we"), we give a paramount importance to the privacy of personal information. www.agroafrikx.com (the “Platform”) is a B2B platform which has a commercial network space. It facilitates fund and product transfers mainly at national, continental and international level, by offering commercial insurance services between suppliers (or "Sellers") and buyers. The Platform is intended for business-to-business transactions and is therefore only available for business use and not for individual or personal use.

This privacy policy provides information on how these are collected, stored and used and how, they are shared to third parties if necessary.

This privacy policy also apply to our Platform via a mobile device, being mobile applications or mobile optimized websites. For more details about personal information that we collect when you use or interact with the services of www.agroafrikx.com, please refer to the PUBLICATION RULES (basic rules for filling out forms for the information provided on the company, published products, applicable to non-compliance of services).

If you have any questions or concerns regarding the use of your personal information, please contact us using the contact details provided in section J "HOW TO CONTACT US" at the bottom of this Privacy Policy.

A. COLLECTION OF INFORMATION

The personal information we may collect about you generally falls into the following categories:

1. Information you provide to us

- Your data necessary to complete your order

When you subscribe to one of our service, we always ask you for all the information absolutely necessary to fulfil your order or to invoice it. In most cases, this information includes name, address and contact and bank details.

- Contract and billing data

Before your subscription:

On the site www.bomingafrik.com, we offer our customers and prospects convenient services, such as, checking how to easily find your site or business on the Internet. The check is carried out exclusively on the basis of some address data - without direct reference to the name. www.agroafrikx.com records your contribution anonymously, for a design that suits your needs and for service improvements

Contract data

When you subscribe to one of our services, we ask you to provide us with the information we need to fulfil your order. We store this contract data that you can modify yourself at any time via your customer area on the website. Information concerning the creation of your personal access data will generally be sent to you after verification of your order or subscription by email or calling your mobile number.

Billing data

In order for us to provide you with transparent and understandable billing at any times, it is necessary to temporarily store billing data regarding some products and services. This data includes, for instance the configuration parameters of our Cloud server products or the performance data of our web hosting products if necessary for billing. You can find out if billing data is recorded for your product in the corresponding section further down this page.

You will be asked to provide some information about your identity, tax registration and / or related information about your business, such as your business name, business type and field, business registration details of the company and information about your business license;

If you are a seller, we will also ask you to provide these details and the goods and products you intend to sell through the platform and details of your sales / transactions on www.agroafrikx.com;

If you are a buyer, you will be also asked to provide details or preferences about the goods and products that may be interested you in purchasing through the platform and any details or preferences regarding your purchases;

Concerning the facilitation of transactions, purchases and payments on the Platform, you will be asked to provide some payment information. This may include bank account numbers, billing and shipping information, credit / debit card numbers, expiration dates and security code, and cheque or money order tracking information to facilitate the access to sales on www.agroafrikx.com as well as the payment of insurance services subscribed via the Platform;

We will process all information provided to us in the context of contention or complaints related to the Platform or to goods and / or services subscribed through the Platform. Please note that buyers and / or sellers may submit opinions regarding the services on the platform and / or disagreement related to the use of the service of the platform and in the circumstances as defined in the TERMS OF USE and MEMBERSHIP; we will process any data provided to us by buyers and / or sellers which will be relevant to the contention or complaints submitted.

Some of the information that you submit to the Platform for publication may be made public on the Platform and therefore accessible by any Internet user. You should be cautious in deciding what information you submit to us for publication.

Account setup may require that information you provide to us is that of the profile administrator. You must enter your tax information depending on the type of business and the country of residence you have selected. If you select the United States as your country of residence and identify yourself as an individual, you will be asked for your Social Security Number (SSN). If you selected the United States and identify as a non-sole proprietorship type, you will be asked for your Employer Identification Number (EIN). If you select a country of residence other than the United States, you will be asked for your foreign tax identification number.

To link a bank account you must verify the country of the bank, the routing number, the account number, and the name of the account holder. To associate a PAYPAL account you must indicate the country in which the account is located, the associated email address and the surname and first name of the account holder.

2. Information We Collect Automatically

If you contact us (via our customer service chat, phone or email service for instance), we may save a copy of your correspondence and request additional information to verify your identity.

We will collect contact details and other user information from public available sources in order to verify and performing diligence over users.

We will collect details on movements and interactions of users on the Platform, including information relating to the types and specifications of the products and services, - that attract users - and any information disclosed in any discussion forum.

From time to time, we may also collect information about existing and potential users, during or in connection with trade shows, industry events and / or other functions. Including the names, addresses, phone numbers, fax numbers and email addresses of representatives.

If you visit our platform, we will automatically collect certain information from your device. In some countries, including countries in the EEA - European Economic Area - , this information may be considered personal information according applicable data protection laws. Specifically, this information may include IP addresses, device type, unique device identification numbers, browser type, general geographic location (for example, country-level location or city), navigation patterns and details of how you have interacted with our platform and the products and services available.

In addition, we collect statistical information about the platform and platform visitors, including browser software, operating system, software and hardware attributes, pages viewed, number of sessions and unique visitors. Collecting this information allows us to better understand the visitors who come to our Platform, where they are from and what content interests them. We use this information for internal analysis purposes and to improve the quality and relevance of our platform and its traffic. Some of this information may be collected using cookies and similar tracking technology, as explained further in section E "COOKIES" below.

3. Information we receive from third parties

We may receive personal information about you from social media platforms if you choose to register with a social media account. The exact information we receive will depend on your privacy settings with the applicable platform, but they will generally include basic public profile information such as:

- Your username or nickname - Profile picture
- Country
- Company Name
- Contact information

We may receive personal information about you from third parties that we engage to help us in providing verification services and conduct appropriate KYC (Know-your-customer) checks on users, and to improve our efforts to marketing. This may include your name, email address, company contact details, and company legal representative contact details...

If you choose to take part to evaluations of the services on www.agroafrikx.com.com, we may receive personal information about you from third parties who work with us to perform evaluations of our services and / or evaluate us.

B. USE OF PERSONAL INFORMATION

We collect and use your personal information for the following purposes:

- To verify your identity and perform security checks, KYC (know-your-customer) to ensure compliance with anti-corruption laws against terrorism and money laundering; and background checks to create user accounts;
- To check your eligibility to register as a user of the platform in accordance with our TERMS OF USE;
- To set up / administer user accounts, including providing login credentials and developing a platform profile;
- To provide users with a customer support service; answer to questions, comments and manage complaints and / or contentions;
- To facilitate communication between buyers and sellers through the platform, process transactions and regulations between buyers and sellers covered by the insurance by the platform, rate sellers' withdrawal requests;
- To facilitate insurance subscriptions / requests via the platform;
- To assess and monitor the account security and transaction risks of users of www.agroafrikx.com.com, detect and prevent fraud, money laundering and other security incidents;
- To diffuse personalized advertising and marketing that would interest you based on how you use the Platform, your browsing records and order history;
- To carry out research or statistical analysis in order to improve the content and layout of the Platform, and to improve our offer on www.agroafrikx.com.com, including, for example, the use of anonymous data for learning purposes;
- To identify, develop, trade and promote services that you would enjoy, including on browsers and devices, in accordance with applicable laws. Cookies or other similar technologies may be used to serve you advertisements based on your browsing activities and interests (see section E. "COOKIES" below).

When required by applicable law, we will ask for your consent before sending you communications for marketing purposes;

If you are a buyer, we will share details of the latest products viewed on the platform to allow sellers to contact you with details of products and / or services that may interest you. You can choose not to share this information with sellers according the buyer's privacy settings here.

We may also use your personal information for other purposes related to the ones mentioned above (such as archival purposes in the public interest, for scientific or historical research purposes, or for statistical purposes) as permitted by applicable law in Côte d’Ivoire.

C. DISCLOSURE OR SHARING OF PERSONAL INFORMATION

We may disclose (or provide access to) personal information to the following categories of recipients:

- Other users of the platform in order to facilitate business relationships and communications between you and other users.
- Third parties such as business partners, service providers and / or affiliates of www.agroafrikx.com who work with us to help us to provide you services or who process personal information for the purposes described in this Privacy Policy or which are notified you when we collect your personal information. The categories of such partners or service providers include:
• Members of the DIGIAFRIK GROUP and their respective affiliates and / or their designated service providers who work with us to provide processing services such as software, tools, systems and messaging services for the purposes described in this policy. confidentiality;
• Our business partners (for example, in order to provide you with discounts or offers that may interest you)
• Marketing and advertising platforms, such as Google, Twitter, Facebook and Instagram, and providers of user behaviour analysis services, in order to adapt the content you see when you visit our Platform. These platforms may combine the information they collect on our platform with data on their platforms and data they collect from other websites or through other sources in order to conduct advertisements targeted. The processing activities of these third-party marketing platforms are governed by their own privacy policies, and not by this privacy policy;
• Payment service providers who collect and process personal information to help in settling payments for transactions or process subscription requests to the www.agroafrikx.com service. The activities of payment service providers may be governed by their own privacy policies, and not by this privacy policy;
• Suppliers of logistics partners to provide delivery services to buyers, including return and exchange of products, and warehousing services for sellers;
• General security service agents for verification and certification purposes;
• Cloud computing service providers to provide cloud storage services;
• Customer service providers to provide after-sales services;
• Risk control service providers to assess the security of user accounts and transaction risks; and third party review / assessment service providers to conduct reviews of our services with customers if you choose to participate in the review or assessment of www.agroafrikx.com products and / or services;
• our professional advisers, law enforcement agencies, insurers, government and regulators and others, in the case we believe it is necessary to comply with applicable laws or to exercise, to establish or defend our legal rights or to protect your vital interests or those of any other person, we may also disclose and transfer your personal information or as otherwise required or permitted by applicable laws.
• An actual or potential buyer (and its agents and advisers) in the case of any purchase, merger or acquisition, actual or proposed, of any part of our business, except we advise the buyer to use your personal information only for the purposes disclosed in this privacy policy.
• Anyone else with your consent to the disclosure.
We may provide aggregated or anonymous data to third parties, but when we do, the information we share is in an anonymous format that does not identify you personally.

D. RETENTION

We retain your personal information for as long as we have an ongoing legitimate business need to do so, for example to provide you services or products, or as required or permitted by applicable laws, such as tax and accounting laws.

When we have no current legitimate business need to process your personal information, we will delete or anonymize it or, if this is not possible (for example, because your personal information has been stored in archives of backup), we will store your information securely and isolate them from further processing until deletion is possible.

E. COOKIES

This section explains how we use cookies and similar technologies (we will collectively refer to them as “cookies”) to recognize you when you visit our platform. It explains what these technologies are and why we use them, as well as your rights to control them.

1. Cookies and their use - your options

Like almost all websites and apps, our apps use small text files called cookies, which are stored on your computer's hard drive or in your mobile device's app cache. These cookies do not allow us to identify you personally, but are essential for the proper functioning of our website.

2. Types of cookies used on the website www.agroafrikx.com:

Cookies are classified by origin, objectives or expiration date. The cookies used have different purposes and their validity period varies.

a. Origin

- Internal cookies: deposited and managed directly by www.agroafrikx.com
- Third party cookies: deposited and managed by partners to perform a stat www.agroafrikx.com site.istical analysis of navigation on the Of course, these analysis are carried out only with pseudonyms.

b. Objectives

- Technical cookies guarantee problem-free use of navigation on the site. In addition, access to limited access tools is also possible.
- Cookies for analysis and advertising purposes allow statistics about site visitors - for example, the number of visits to different areas of the site, the frequency of visits or the behaviour and habits of users -. Improvements can be made to the navigation, services and offers of www.agroafrikx.com and to the use of advertising space based on users’ interests. If you click on one of these advertising spaces, it may contain cookies. We are thus able to create user profiles with pseudonyms to provide interest-based advertising.

c. Validity

- Session cookies: collect and store data during the user's visit to the www.agroafrikx.com website.
- Permanent cookies: collect and store data in the browser over a variable period of time, depending on the purpose. Special browser settings allow you to accept, block or disable all or some cookies on your device.

Even though your browser settings intend to block certain cookies, you can still access information from the entire www.agroafrikx.com website. However, the operation or use of certain services offered by www.agroafrikx.com may be limited.

If you have agreed to the use of cookies, you can withdraw that agreement at any time. Existing cookies will be deleted.

Www.agroafrikx.com has the right to modify this cookies policy if changes are made to the configuration and / or use of cookies. An updated version will be posted on this site.

You can configure your cookie settings

What about other tracking technologies, like web beacons?

Cookies are not the only way to recognize or track visitors to our platform. We may use other similar technologies sometimes, such as web beacons (sometimes called "web bug" or "clear gifs"). These are small graphic files that contain a unique identifier that allows us to recognize when someone has visited our Platform or opened an email that we have sent to them. This allows us, for example, to monitor user traffic patterns from one page of our platform to another, to provide or communicate with cookies, to understand whether you have come to our platform from an online advertisement displayed on a third party website, to improve site performance and to measure the success of email marketing campaigns. In many cases, these technologies depend on cookies to function properly,

How can I control cookies?

You can determine if and how a cookie will be accepted by configuring the privacy setting of the browser you use to access the platform or the “privacy setting” of your device. Likewise you can refuse cookies through your web browser controls vary from browser to browser, you should visit your browser's help menu for more information. If you adjust the privacy setting in the browser, your device will continue to collect data unless you adjust the device's privacy setting, and vice versa.

You have the right to decide to accept or decline cookies. If you choose to configure your web browser controls to decline cookies, you can still use our website, although your access to certain features and areas of our website may be restricted.

Additionally, most ads’ networks provide a way for you to opt out of targeted advertising. Some features of the Platform depend on cookies. Be aware that if you choose to block cookies, you may not be able to log in or use these features, and preferences that depend on cookies may be lost.

Google Analytics

(More Information) Our platform uses Google Analytics which is a web analysis service provided by Google, Inc. ("Google"). Google cookies allow us to analyse the use of the platform by telling us which pages our users are visiting, which are the most popular, at what time of day our platform is visited, whether users have already visited our platform, from which website users are redirected to our Platform. The data generated by the cookies regarding your use of the Platform will be transmitted to Google and stored by Google on servers in the United States.

The Platform uses an IP address anonymization tool so that IP addresses are truncated within the territory of member states of the European Union and other members of the Agreement on the European Economic Area. The untrimmed IP address is only exceptionally transmitted to Google servers in the United States and then truncated there.

Google uses the data on behalf of www.agroafrikx.com to evaluate your use of the Platform, to compile reports on website activity for website operators and for other website and service activities of internet use. Google may disclose this information to third parties under the conditions of the law or for further processing by third parties on behalf of Google. For more information on Google Analytics cookies, visit:

• Google's help pages and privacy policy: Google's privacy policy https://policies.google.com/privacy; and
• Google Analytics help centre: https://developers.google.com /analytics/devguides/collection /analyticsjs/cookie-usage The IP address that your browser transmits to Google Analytics will not be combined with any other data stored by Google. You can block cookies in your browser settings; however, this may cause problems in using certain features of the website. With "Google Analytics Opt-out" you can disable the use of Google Analytics from your current web browser: http://tools.google.com/dlpage/gaoptout?hl= Fr. More information can be found here: https://support.google.com /analytics/answer/6004245

F. SECURITY MEASURES

We use business security methods to prevent unauthorized access to the sites, to maintain data accuracy, and to ensure the correct use of the information we hold.

For registered users of the Sites, some of your information may be viewed and edited through your account, which is protected by a password. We recommend that you do not share your password with anyone. Our staff will never ask you for your password in an unsolicited phone call or in an unsolicited e-mail. If you share a computer with other people, you should not choose to save your login information (for example, your user ID and password) on that shared computer. Always remember to log out of your account and close your browser window when you have finished your session.

No data transmission over the Internet or over a wireless network can be guaranteed to be completely secure. Accordingly, while we try to protect the information we hold for you, we cannot guarantee the security of any information you transmit to us and you do so at your own risk.

G. CHANGES TO THIS PRIVACY POLICY

We may update this privacy policy from time to time in response to changes in legal, technical or business areas

If we update our privacy policy, we will take appropriate steps to notify you, according with the significance of the changes we make. We will obtain your consent to any material changes to the privacy policy if required by applicable data protection laws.

Any changes to this privacy policy will be communicated by posting an amended privacy policy on the Platform. Once published on the platform, the new privacy policy will take effect immediately. You can see when this privacy notice was last updated by checking the “last update” date displayed at the top of this privacy notice.

H. VISITORS FROM THE EUROPEAN UNION

1. Transparency, our motto

All data that we receive from you during the term of the contract is primarily used to provide you an optimal level of service. We perform statistical analysis to improve our products and services. These analysis are carried out in accordance with data protection laws and our internal privacy policies and processes.

2. Your rights

In accordance with art. 15 GDPR, you have the right to obtain information on whether or not your personal data is being processed. You also have the right to have your personal data rectified if they are inaccurate according to Art. 16 of the GDPR, a right to oblivion (art. 17 of the GDPR), a right to obtain the limitation of the processing of your data in defined circumstances (art. 18 of the GDPR) and the right to data portability stated to art. 20 of the GDPR if the data processed are based on legitimacy. In accordance with the provisions of art. 21 GDPR, you have the right to object to the processing of your personal data, insofar as the processing is based on Art. 6 para. 1 let. Of the GDPR.

If you wish to apply any of these rights, please write to our data protection department and we will do our best. Please contact us at the following address section (J)

This section of the privacy policy only applies if you are using our platform or our services covered by this privacy policy, also from a country that is a member state of the European Union, or are a citizen of state of European union; this privacy policy of www.agroafrikx.com stand for general regulations on the protection of personal data and their free movement (RGPD) which came into force on May 25, 2018.

3. Legal basis for data processing

We process personal information for the purposes set out in this privacy policy, as described above. Our legal basis for processing personal information will depend on the personal information concerned and the specific context in which we collect it. However, we will normally collect and process personal information about you only if:

- Necessary to provide the services in accordance with the agreement between you and www.agroafrikx.com (for example, to provide you with the services you request and to identify and authenticate you so that you can use the Platform);
- Necessary to comply with legal requirements;
- Necessary for our legitimate interests and not overruled by your rights; and or
- It is based on your consent.

If we collect and use your personal information on the basis of our legitimate interests (or those of any third party), that interest will normally be to operate our platform and services, to manage our relationship with you and to communicate with you as necessary to provide our services: for example, when you answer our questions, improve our platform and our services, undertake marketing, or for the purpose of ensuring the security of our platform and our services and to detect or prevent illegal activities such as fraud. We may have other legitimate interests and, if necessary, we will explain them

If we ask you to provide personal information to comply with a legal obligation or to contract with you, we will make this clear at the appropriate time. We will let you know whether the provision of your personal information is mandatory or not (as well as the possible consequences if you do not provide your personal information). In some cases, you may need to provide us with personal information for processing as described above, so that we can provide you with all of our services, and for you to use all of the features of our platform.

If you have any questions or need further information regarding the legal basis on which we collect and use your personal information, please contact us using the contact details provided in section J. “HOW TO CONTACT US” below.

4. International transfers of personal information

As part of our provision of the Platform and its connected services, we may transfer your personal information to countries outside Cote d'Ivoire, including to countries which may not provide the same level of data protection as your home country, such as USA and China. We take appropriate measures to ensure that recipients of your personal information are bound by obligations of confidentiality and we will implement appropriate measures to ensure that your personal information will remain protected in accordance with this privacy policy, such as the clauses standard contractual agreements.

5. Your rights

If you reside outside of the African continent you also have data protection rights which you can apply at any time by contacting us using the contact details provided in section J. "SUPPORT"

Below:

- The right to access, correct, update or request the deletion of your personal information.
- The right to object to the processing of your personal information when it is based on our legitimate interests, and separately the right to object to direct marketing.
- The right to ask us, in certain situations, to restrict the processing of your personal information or to request the portability of your personal information.
- The right to object marketing communications we send to you at any time. You can apply this right by clicking on the "unsubscribe" or "unsubscribe" link in the marketing e-mails we send you. To object other forms of marketing (such as postal marketing or telemarketing), please contact us using the contact details provided in section J. "SUPPORT" below.
- If we have collected and processed your personal information with your consent, you have the right to withdraw your consent at any time. Withdrawing your consent will not affect the lawfulness of any processing we performed prior to your withdrawal, nor will it affect the processing of your personal information carried out on the basis of legal processing grounds other than consent.
- The right to complain to a data protection authority regarding the collection and use of your personal information. For more information, please contact your local data protection authority.

We respond to all inquiries we receive from individuals wishing to apply their data protection rights in accordance with applicable data protection laws.

If you become aware of any changes or inaccuracies in your information, you should notify us so that our records can be updated or corrected.

I. HOW TO CONTACT US

If you have any requests, questions or concerns regarding our use of your personal information and this Privacy Policy, please contact us at admin@agroafrikx.com

J. LANGUAGE

In the event of a conflict between the French version and another language version of this privacy policy, the French version will prevail.